We Work Harder Than Anyone to Get You Your Equipment or Capital!

When it comes to getting needed equipment and capital to small businesses, we take no prisoners. Check out some of our success stories below...

• We Love a Good 6-Foot Italian Sub as Much as the Next Guy

  Mastrorilli Catering – This successful Tewksbury, MA caterer was ready to make the jump into a full service deli/restaurant, but could not get financing because all lenders viewed him as a "Start-Up". He asked Direct Capital to "take a chance" on him, so he could fulfill his dream of expanding his catering operation.
  
  Result: How can you say NO to a guy who offers "Fenway Park Style Sausage, Pepper, and Onions"? We financed his new restaurant equipment & provided him with the tools to begin living his dream. Visit the restaurant or book them for your next party in the Boston area.
  Get a start-up equipment financing quote
  
  

• Happy Hour Will Have to Wait

  Modern Automotive Performance – Financing a new $40,000 truck had become a nightmare for this Minneapolis, MN-based dealer of high performance auto parts. The company had spent months working with two different lenders only to be told both times that they were declined because the lenders were "not comfortable financing the vehicle".  That’s when we happened to call in late on a Friday afternoon.
  
  Result: If you sell performance auto parts, you like your cars fast and your financing even faster. We obliged. We received the customer’s application at 5:15 on a Friday, blew off happy hour and got the deal approved in a few business hours. Three days later, the truck was purchased.   How’s that for Zoom-Zoom?
  Get a 100% equipment financing quote
  
  

• Uncle Sam Gets the Stiff Arm

  Indiana Based Management Company – This Schererville, IN-based management company needed $90k to convert to a new franchise system. The local bank gave the company the Heisman when it discovered it had a $500,000 tax lien.
  
  Result: The stiff arm is a powerful move, but we don’t use it on small businesses. We use it on Uncle Sammy. Direct Capital worked with the customer for 3 months to help get a majority of its tax liens resolved, which enabled it to qualify for a $90,000 working capital line. They have since come back for an additional $75,000.
  Get a working capital loan quote
  
  

• Start-Up, Shmart-Up

  NJ Exporting Company – This New Jersey-based exporter’s warehouse was a short distance from the shipping docks, but it was paying $50,000 per month in freight charges to get its product there. Ouch! They decided to finance a truck to save costs, but were advised to create a new entity for the trucking portion for liability reasons. As a result, they were viewed as a "Start-Up" and got shot down by lenders.
  
  Result: Other lenders are "meanies". Direct Capital took into consideration the connection to the company’s main business and provided financing for the truck at premium terms. The company was able to start a separate entity, protect its original company, and save a ton of money.
  Get a flex-pay equipment financing quote
  
  

• Ahhh – A Blast of Cool Air

  Heating & Cooling Company— This Hillard, OH-based company was headed out of its slowest part of the year and had depleted its cash reserve. The company needed $50k in working capital for the spring and summer months.
  
  Result: We couldn’t let the residents of Hillard go without air conditioning this Summer. Direct Capital provided a working capital loan that immediately enabled the company to pay its bills, meet its payroll deadline, and cover the cost of stocking its inventory for the coming months.
  Get a working capital loan quote
  
  

• This is How We Roll in Vegas

  Las Vegas Restaurant – This restaurateur was seeking to open and remodel a second location in the Las Vegas area. Due to credit issues, they were turned down by their bank and told they had absolutely no options. They called Direct Capital seeking $100k for the remodel and additional working capital.
  
  Result: Viva Las Vegas! We did a deep dive on this storied credit and found out that the business owner’s other restaurant was doing quite well. We were able to leverage the first restaurant’s success to open up a $140,000 working capital line to be used to open and remodel the second restaurant.
  Get a working capital loan quote
  
  

• Getting it Done...Drive Thru Style

  Burger King Franchisee – A brand new franchisee (START-UP!) to the BK system needed $72k in financing to get his mandated broiler and kitchen minder upgrades completed before deadline.
  
  Result: We approved and funded the transaction based on his credit and financial strength!
  
  Subway Franchisee – Needed $75k in working capital to buy out previous owner's financing note which had several years remaining. 
  
  Result: Direct Capital provided a short-term working capital loan that immediately enabled the franchisee to take full ownership of his store the day we funded.   
  
  Little Caesar’s Pizza Franchisee – Franchisee paid cash for a new store build  and after completing the project realized he had depleted his cash reserves to the point it was putting financial stress on his business. 
  
  Result: Direct Capital approved the franchisee for a Sale Lease Back for $150k, which put that cash back into his pocket and greatly improved his cash position. 
  
  Get franchise financing