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Seller Overview


Increase bidding activity, close transactions faster, and pay No Final Value Fee when your listing is financed on eBay! Buyers have voiced their desire for a more cost effective method for buying larger ticket items on eBay and now you can answer their call by offering financing in your listings through the Equipment Financing for eBay program.

The process is simple and fast - you promote the financing option via cut-and-paste HTML sniplets (see examples), and Direct Capital Corp., a first class provider of equipment financing, handles the financing transaction. In return, more buyers will be able to bid on your listings and you will have a greater opportunity to sell equipment successfully!

Top three reasons why you should participate:

1. You Pay No Final Value Fee When Your Listing Is Financed!
That's right. If a product that you list is financed by a buyer on eBay through our program, we will reimburse you for your Final Value Fee.

Here are some examples of the Final Value Fees you can Save:

Final Product Price Reimbursement of Final Value Fee
$5,500.00
   $95.63
$14,800.00   $235.13
$35,000.00   $538.13


2. Increase your opportunity to drive bidding activity and close more listings for items over $2,000.

3. Close listings faster with approved buyers!
If your listing does not have any bids, you can update your listing to 'Buy It Now' and the pre-approved buyer can place the final bid with their pre-approved finance amount.

Click here to read more seller benefits

Which sellers can participate?
If you are a business that is selling business equipment for more than $5,000 on eBay you are eligible to offer financing as a payment option as long as you complete our brief enrollment form and agree to the terms of service for this program.



How to participate
It's an easy process for sellers to participate in the program and offer financing.
Simply insert HTML sniplets (cut-and-paste HTML code) into your item descriptions, payment instructions and buyer emails. Click here to grab the HTML sniplet.

The sniplet creates a link inviting buyers to finance your listing (see below).


Click here to grab the HTML sniplet

When buyers click on the financing links generated by your HTML sniplets, they are taken to a page with more information about the equipment financing program. From there, they can link to the Direct Capital site to apply for financing. Direct Capital handles the financing transaction. Once a buyer is pre-approved to finance an item you have listed, you will need to complete a brief enrollment form. We recommend that you complete the enrollment form in advance to ensure that the transaction proceeds more quickly.

It costs nothing for you to participate. You are reimbursed for final value fees for all items you list that are financed through this program. Just sit back and watch your revenue grow with more sales and higher prices.

Getting paid for financed listings could not be easier!

Once your listing is financed, we fund your PayPal account for the winning price of the listing, plus the eBay Final Value Fee. The great news is you do not incur any fees from PayPal on the transaction. You will need a PayPal account to be paid. To create an account if you don't already have one, please go to www.paypal.com

Why would a business choose to finance equipment on eBay?

Cash flow is a major concern for most companies, especially small businesses. And because buying new or used equipment can be one of the largest expenses a company faces, many businesses need a solution that allows them get what they need without depleting their cash flow.

Financing also allows eBay buyers to spread shipping costs over the life of the financing agreement, but that's not all. There are numerous advantages over other types of payment methods, including tax deductions, balance sheet management, immediate write-offs, great flexibility, customized solutions, better asset management, flexible end of term options, easy upgrades, and fast processing. To see more, click here