• Working Capital No matter your business need, a working capital loan can help you manage the cost. Apply Now

  • Amount

    Up to $150,000

    Term Length

    6 - 18 Months


    As Low as 9.99%
    For Qualified Customers

    Funding Speed

    As Fast as Same Day
  • Maintain Cash Flow with Working Capital

    For small business owners, cash flow is critical for keeping business running smoothly. A working capital loan from Direct Capital can help you manage your cash flow for purchasing inventory, remodeling, buying advertising, or almost any other business expense. Direct Capital’s working capital loans offer small business owners access to up to $150,000 with term lengths ranging from 6 to 18 months. The best part? Working capital can be funded as fast as the SAME DAY you are approved for the loan. You’ll receive cash quickly and be ready to tackle anything your business needs.

  • Why Choose Working Capital?

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    Get an influx of capital to grow your business or take advantage of an unexpected opportunity:

    • Purchase Inventory
    • Equipment / Technology
    • Temporary Cash Flow Management
    • Marketing
    • Working Capital Supplementation


    Through our Working Capital loans, we offer Annual Interest Rates as low as 9.99% for qualified customers. Rates vary based on requested loan terms and credit review.


    Our working capital loans automatically deduct daily or weekly payments from your checking account.

    Payment Interval: Daily, Weekly

  • The Process

    1. 1

      Apply online.

      It can take as little as 3 minutes.

    2. 2

      Verify your info.

      Once approved, we'll review your annual gross revenue, bank balance, and general payment history.

    3. 3

      Sign your documents electronically.

      We'll send your contracts in an online format.

    4. 4

      Get your financing.

    Ready to get started?

    Apply Now